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My name is Dibyajyoti saikia. I am the owner and writer of this blog. I am an Insurance advisor so I am here to discuss my live experience. If you have any questions don't forget to contact me.(Contact us form available)

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Understanding Costco Insurance: A Convenient Option for Your Coverage Needs

  When most people think of Costco, they likely picture the massive warehouse stores, bulk products, and discounted prices. However, what many don’t realize is that Costco offers a variety of insurance products to its members, providing a one-stop shop for everything from car insurance to health and life coverage. In this article, we'll explore Costco insurance, its offerings, benefits, and whether it could be the right choice for your insurance needs. What Is Costco Insurance? Costco Insurance refers to the various types of insurance products that Costco provides through partnerships with well-known insurance providers. These offerings are available exclusively to Costco members and are designed to provide competitive rates, exceptional customer service, and comprehensive coverage. Costco works with reputable insurance companies, including Auto Insurance through CONNECT by American Family Insurance, Health Insurance with top providers, and more. Types of Insurance Costco O...
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Euro Pratik Sales IPO Day 3: Check GMP, subscription status. Should you apply or not?

Here’s a full article analyzing Euro Pratik Sales IPO Day 3 , the GMP (Grey Market Premium), subscription status, and whether it’s a good time to apply — along with some predictions about what to expect going forward. Euro Pratik Sales IPO: Key Facts IPO size : ₹451.31 crore — entirely an Offer for Sale (OFS) by promoters/promoter‑group. ( Share India IPO ) Price band : ₹235‑₹247 per share. ( mint ) Lot size : 60 shares minimum. ( Share India IPO ) Timeline : Subscription open: 16‑18 September 2025. ( Moneycontrol ) Allotment expected: 19 September. ( mint ) Listing date on NSE & BSE: 23 September. ( mint ) Subscription Status & GMP as on Day 3 On Day 1 , the IPO saw ~43% subscription overall; retail portion ~33%, Non‑Institutional Investors (NIIs) ~89%, QIBs ~26%. GMP was zero (meaning no premium) on Day 1. ( mint ) On Day 2 , subscription improved to ~70%. NIIs and retail picked up more interest, but QIBs remained less aggressive. GMP...
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New Car vs. Old Car Insurance: Key Differences Explained

When it comes to insuring a vehicle, whether it’s brand new or several years old, understanding the differences in insurance policies is essential to ensuring you have the right coverage. New car and old car insurance policies differ in terms of coverage options, premiums, and how claims are handled. Let’s break down the key differences so you can make an informed decision about which insurance policy suits your needs. 1. Insurance Premiums One of the most noticeable differences between new car and old car insurance is the cost of premiums. Generally, new cars are more expensive to insure than older vehicles. Here’s why: New Car Insurance Premiums : New cars are typically more valuable and more expensive to repair or replace, which leads to higher insurance premiums. Insuring a brand-new car often involves paying for comprehensive coverage that includes collision, theft, fire, and vandalism protection. Old Car Insurance Premiums : Older cars usually have lower insurance premiums. Since...
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